What To Do If You Get A Nasty Letter or Phone Call From:
Hillesden Securities Debt Collectors

Hillesden
Securities Debt Collectors is a debt purchasing company listed in the
website of the
DPC
Registry is licenced by the Office of Fair Trading. Licence No.
633327 and are signatories
of the Data Protection Act. Reg. No. Z1620707
Name: Hillesden
Securities Debt Collectors
Address: Buckingham Road, Brackley NN13 7DN
Telephone: 01280 707519 - BUT NEVER PHONE THESE PEOPLE. It will give them
a feeling of power over you.
Fax: 01280 707523

Hillesden Securities Debt Collectors and
the Truth About Your Debt

Remember to insist on handling the debt purchasing companies by letter.
Don't give out your phone number. The problem is during the first call
they make, when your defences are down, they'll say that they are calling
from the bank and make you feel more obliged to comply. Your bewilderment
and uncertainty is important to them, and they wish to create as much
confusion as possible: here is where Hillesden Securities debt collectors
will have the most devastating effect. Because when they get hold of
your information they will use this to worry you, even to frighten you.
The law is there to prevent this happening but most people just don't
know which laws to use and it is all too apparent the DPCs know this.
Bodies like the excellent Consumer Credit Counselling Service or the
CAB are there to help although sometimes they can be overburdened and
there are times when such help does not provide the whole picture.
Some debt purchasing companies (DPCs) are far worse than most. There
are some DCAs who deal in sending out speculative correspondence about
hypothetical debt telling people that they owe money when they know
full well that they owe nothing at all. This ruse seems to work for
the debt collecting companies as they know perfectly well that a certain
percentage of people will submit to their threats even though they realize
they have bo debts whatsoever. Some of these debt collection firms buy
lists of debtor accounts which are often more than six years out of
date to try and profit from them. This is totally against the law. These
debts are classified as Statute Barred, they are out of date and their
recovery cannot legally be enforced.
There are quite a few basic things you can do to ensure things are
difficult for them and the many tactics of Hillesden Securities debt
collectors. You can bar their phone number permanently, or you could
record their phone conversations, you can write instructing them not
to visit you or any one of these (all these template letters are available
at the web site).
The chances are that they might ask you for your mobile number if
you have one. But you should not give it out to them. Because if they
have it they may phone you at work and at home at any time of their
choosing. They will continue to do this even after you have asked them
not to, so put it in writing, and preferably send the letter by registered
post to get a signature as proof of safe delivery (the problem is that
so many operate from a PO box number so a signature is impossible to
get). Some of the worst debt collecting companies (DCAs) will even contact
the people next door to ask them about whether they know about your
debt. Some may tell your kids that you are bad because you can't pay
your bills or say that they will do this, hoping to widen their profit
margin. All these debt collecting agencies are driven by greed and so
their sales force know that they have to meet their targets. All the
activities just described are illegal, yet the law does not strain itself
to stop this. Dealing with the demands of Hillesden Securities debt
collectors can be extremely stressful.
So ask Hillesden Securities Debt Collectors
for a copy of the original contract when you took out your loan or credit
card.
Even better, start
an unenforceable
credit agreement application here. If you want to check, in addition,
missold PPI and recover all the credit card charges you've paid over
the last 6 years (plus 8% interest) it costs an upfront fee of only
£99 for a full audit to see what you're entitled to. Click
here for more.
To find out if you
qualify for an IVA or can benefit from a debt management programme,
try the IVA
Test. It's free to apply, and again you are protected by the consumer
laws regarding debt management at all stages. Click
here to go to the application form.
We are licenced
by the Office of Fair Trading. Licence No. 633327.
We are signatories
of the Data Protection Act. Reg. No. Z1620707.
More
Data On Hillesden Securities Debt Collectors
This
quote from the excellent Moneysaving
Expert forum: "Basicaly they [Hillesden Securities Debt Collectors]
try and trick you into calling them and arranging for a bailiff to
come and visit your home. As I understand it they are like vampires
- once you have let them into your home they can come back whenever
they like!
"Direct Legal Collections are a bunch of bullys!
They will try and push you into paying in full or making monthly payments
you can't afford! I have looked up their tactics on the National Debt
Line website and they are not allowed under OFT guidelines! If you
do deal with them don't let them push you around and if they do report
them to the OFT."
If
you have any information that you would like honest people to know
about Hillesden Securities Debt Collectors then send us an email in complete confidence and
we will try to corroborate it with the clowns involved.

This
Hillesden Securities Debt Collectors website is part of DPC Registry
website group. All rights reserved.