What To Do If You Get A Nasty Letter or Phone Call From:
Hillesden Securities Debt Collecting Agency

Hillesden
Securities Debt Collecting Agency is a debt purchasing company listed
in the website of
Start an unenforceable
credit agreement application here.
To really put an
end to debt misery start an IVA
application here (no more crippling loans).
Name: Hillesden
Securities Debt Collecting Agency
Other Trading Names:
Direct Legal and Collections, AKA Direct Legal & Collections Ltd.
Address: Buckingham Road, Brackley NN13 7DN
Telephone: 01280 707519 - Never phone them.
Fax: 01280 707523
Email: username @DLcollect.co.uk
Extra Data: See below.

Hillesden Securities Debt Collecting Agency and
the Truth About Your Debt

Debt purchasing companies (or DPCs) turn a good profit by buying delinquent
accounts from banks at a fraction of their total value (about ten per
cent or even less) then try to extract the total balance from you. When
dealing with Hillesden Securities debt collecting agency do bear in
mind that they make their living this way. They will use all sorts of
tactics to get the money from you. That often includes scaring people
to the point where they can no longer function properly, their relationships
decay and their lives may even be ruined. This is all because some greedy
people bought information about an unsecured debt and tried to make
a profit from it at all costs.
Always insist on dealing with these debt collecting companies by post.
Don't give out any phone number unless you want more trouble than you
can imagine. The trouble is in the first instance, when your defences
are down, they'll tell you that they are the credit card company or
bank and thus make you feel more obliged to become complicit in what
they say. Your uncertainty and perplexity is important to them, and
they want to create as much confusion as they possibly can manage: here
is where Hillesden Securities debt collecting agency will have the best
result. When they get hold of your information they will use it to worry
you and even to terrorize you. The law is there to stop this but most
people just don't know which laws to use and it is very clear that the
debt collectors know this. Bodies such as the CCCS and the Citizen's
Advice Bureau are there to help but all too often they can be overburdened
so sometimes their help may be incomplete.
If you are coping with Hillesden Securities debt collecting agency
you may be reassured by the fact that the actions they are doing remain
illegal. The debt collecting agencies or DCAs do not appear to be under
much pressure to do anything to improve their behaviour unless ordered
to by some official institution or similar body.
It is an option to question the validity of the alleged debt by making
a Subject Access Request (or sar) in response to Hillesden Securities
debt collecting agency. The true owner of the account (the bank or the
debt purchasing firm) is obliged to send you a true copy of your original
credit agreement with the bank if the contract was made prior to 6th
April 2007. When they fail to do this they are breaking the Consumer
Credit Act 1974, and the debt is then said to be in dispute. While the
debt is in dispute they must not ask you for any money (if they do they
are in further breach of the act) and they must not sell it on to another
agency (which many do nevertheless at this stage). While the debt is
in dispute it may not be enforced, even by a judge. There's a series
of template letters available for this purpose. You can get a lawyer
to do all this for you, because it can be a bit of a strain at times.
There are also quite a few paralegal firms professing their services
in this area.

So ask Hillesden Securities Debt Collecting Agency
for a copy of the original contract when you took out your loan or credit
card.
Even better, start
an unenforceable
credit agreement application enquiry. It costs nothing to do this
and you are protected by the consumer credit laws. Click
here for the unenforceable contract application form.
To find out if you
qualify for an IVA or can benefit from a debt management programme,
try the IVA
Test. It's free to apply, and again you are protected by the consumer
laws regarding debt management at all stages. Click
here to go to the application form.
We are licenced
by the Office of Fair Trading. Licence No. 633327.
We are signatories
of the Data Protection Act. Reg. No. Z1620707.
.
More
Data On Hillesden Securities Debt Collecting Agency
If
you have any information that you would like honest people to know
about Hillesden Securities Debt Collecting Agency then send us an email in complete confidence and
we will try to corroborate it with the clowns involved.

This
Hillesden Securities Debt Collecting Agency website is part of DPC Registry
website group. All rights reserved.